No Interest or Service Fee
Your deposit and installments add up to the agreed device price.
Switch Lay-By
Reserve your Apple device now.
Pay over time.
Collect your device after full payment.
Pay a 25% deposit to reserve your selected device at the agreed price, then complete the remaining balance within 90 days with no interest or service fee.
Lay-By in 4 Steps
- 1
Pick your device
Choose any Apple product you want.
- 2
Pay a deposit
Pay 25% of the agreed device price to start the plan.
- 3
Make flexible payments
Pay the remaining 75% within 90 days.
- 4
Collect your device
Once fully paid, your Apple device is ready for you.
Estimate Your Plan
Lay-by calculator
Select a listed device to estimate the 25% deposit and split the remaining balance over a schedule of up to 90 days.
Build your plan
Choose the exact device, then set the payment dates. The estimate uses the listed price with no interest or service fee.
1. Choose your device
Search or confirm the exact variant before paying a deposit.
Selected device
2. Set your payments
Pick how many payments to make after the deposit and when the first one is due.
The estimate assumes the deposit is paid when the plan starts. With this first installment date, the maximum is 3 monthly installments.
Final stock, variant, price and due dates are confirmed in the lay-by agreement before payment.
Payment schedule
Select a listed item to generate a schedule.
Why Switch
Why Choose Switch Lay-By?
Price Protection
The agreed variant price is locked for the 90-day plan.
Budget-Friendly
Pay at your own pace without financial strain.
Clear Deposit Terms
Cancellation, default and store non-supply terms are shown before you start.
Ready to start your Lay-By?
Choose your Apple device, confirm the variant and price, pay the 25% deposit, and complete the remaining balance within 90 days.