No Interest or Service Fee
Your deposit and installments add up to the agreed device price.
Switch Lay-By
Get your Apple device now.
Pay over time.
Pay a 25% deposit to reserve your selected device at the agreed price, then complete the remaining balance within 90 days with no interest or service fee.
Lay-By in 4 Steps
- 1
Pick your device
Choose any Apple product you want.
- 2
Pay a deposit
Pay 25% of the agreed device price to start the plan.
- 3
Make flexible payments
Pay the remaining 75% within 90 days.
- 4
Collect your device
Once fully paid, your Apple device is ready for you.
Estimate Your Plan
Lay-by calculator
Select a listed device to estimate the 25% deposit and split the remaining balance over a schedule of up to 90 days.
Plan inputs
This estimate uses the current listed variant price with no interest or service fee.
0 options
The estimate assumes the deposit is paid when the plan starts. With this first installment date, the maximum is 3 monthly installments.
Final stock, variant, price and due dates are confirmed in the lay-by agreement before payment.
Payment schedule
Monthly • 0 installments
Select a listed item to generate a schedule.
Why Switch
Why Choose Switch Lay-By?
Price Protection
The agreed variant price is locked for the 90-day plan.
Budget-Friendly
Pay at your own pace without financial strain.
Clear Deposit Terms
Cancellation, default and store non-supply terms are shown before you start.
Ready to start your Lay-By?
Choose your Apple device, confirm the variant and price, pay the 25% deposit, and complete the remaining balance within 90 days.